Programs, Words, and Terms
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This list is updated as we become aware of new information.
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We research professional services for their reviews of all programs. The following is a list of programs that have been classified as not appropriate or have been labeled as possible problematic programs, scams, or illegal.

Please Read:
It is not our purpose to judge since we can not know the full details of every program/website. But it is our responsibility to inform you and keep you up-to-date on matters that can effect you and your online businesses. If we have a program listed that you have information about, be sure and let us know. Sometimes, a person or program might be a victim of misinformation and unwarranted negative reputation. So we reserve judgment till we have 'all' the facts.

For Questions and Answers, Scroll down this page.

CASH GlFTING - Ponzi Schemes - Doubler/Tripler - Cycling -
and WHY They Are lLLEGAL

These links explain why they are illegal:
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt056.shtm
http://www.ftc.gov/speeches/other/dvimf16.shtm
http://www.thenettle.com/doublers/truth.html

Included in the above website is this information:

Quote:
"Don't Get on the Receiving End of a Gifting CIub "Gotcha"
Promises of quick, easy money can be a powerful lure – especially when it comes with the additional benefit of new friendships.
If you're approached about joining a cIub but you aren't sure if it's an illegal gifting cIub, the Federal Trade Commission reminds you to:
• Consider that a legitimate gift has no strings attached and is not an "investment."
• Avoid being misled into thinking a gifting cIub is legitimate because the ads say that members consider their payments a gift and expect nothing in return. This is an attempt to make an illegal transaction look legal.
• Be wary of success stories or testimonials of tremendous payoffs. Very few members of illegal gifting cIubs
or pyramid schemes ever receive any money.
• Take your time. Don't buckle under to a high-pressure sales pitch that requires you to join immediately or risk losing out on the opportunity. Remember, solid opportunities – and solid friendships – aren't formed through nerve-wracking tactics."

Also, Google the term: "Cash Gifting is lllegal" - but be wary because some people use such a term to lure readers into their Cash Gifting program.

---WHAT IS A PYRAMID SCHEME?

http://www.ftc.gov/speeches/other/dvimf16.shtm

If a program does not have a real product or legitimate service, then it is considered to be a Pyramid Scheme. Regulations state that the difference between a pyramid scheme and a legitimate program is based on the program's product and how that product is sold.

Legitimate Program:
If you can sell a real product or service and make money from reselling (or as an affiliate program) then the program is considered legitimate.

Not a Legitimate Program:
If the money is made only from referring other people, then it is not a legitimate program and is considered to be a pyramid scheme. If all a program does is sign up people, then it is not considered legitimate.

Be Truthful and Realistic!

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We abide by the terms of the FTC in advertising.
To read their Rules and Regulations, go here:
http://www.ftc.gov/
http://www.spamlaws.com/
http://www.ftc.gov/bcp/conline/edcams/spam/rules.htm
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